Financial Services

Unify real-time, governed data for financial services

Spice is a portable SQL query, search, and AI runtime that you can run in your own environment or on Spice Cloud. Query warehouses, operational databases, and object storage in one SQL statement. Accelerate hot data for millisecond reads, and trace queries and model calls in task history.

Do more with your data

100x

up to 100x faster queries

80%

up to 80% cost savings on data lakehouse spend

2x

increase in data reliability for critical workloads

Data fragmentation slows modern finance

Financial institutions depend on real-time data for trading, fraud prevention, and customer insights, but legacy ETL, disconnected search, and siloed analytics create delays and compliance risk. Financial services need governed, low-latency access across systems, and AI that operates transparently within those guardrails.

Governed data. Real-time performance.

Federate, accelerate, search, and manage data and AI for every workflow.

Federate and accelerate SQL across sources

Query disparate data sources in one SQL statement. Push down and materialize frequently accessed data locally for sub-second reads.

Real-time fraud detection

Query the most recent transactions with low latency to find fraud patterns as they occur. Change data capture (CDC) streams inserts, updates, and deletes into accelerated tables, so analytics run on live data.

Intelligent document and record search

Combine vector search with BM25 full-text search across research, contracts, and records. The rrf() SQL function fuses both rankings into one result set.

AI gateway with tracing

Route requests to hosted or local LLMs through one OpenAI-compatible API. Task history records each model call, tool call, and SQL query. Spice Enterprise adds Cedar policies with row filters and column masks.

Built for regulated, low-latency financial workloads

Spice combines federated access, acceleration, hybrid search, and AI in one runtime for financial apps. Deploy it in your own cloud or data center, or use the managed Spice Cloud.

Enterprise-Grade Performance

Materialize hot data locally for real-time apps or fraud detection.

ETL-Free Syncs

CDC from PostgreSQL, MySQL, MongoDB, DynamoDB, or Debezium keeps accelerated tables current without batch jobs.

Hybrid Search

Vector and BM25 keyword search across research, contracts, and records.

Audit and Observability

Record queries, model calls, and tool calls in task history for end-to-end traces.

MCP Server and Gateway

Give AI models governed tools, such as risk models or fraud APIs exposed as MCP servers. Spice serves its datasets to agents over MCP.

Deployment Flexibility

Run Spice anywhere: as a sidecar, microservice, cluster, or on the managed Spice Cloud Platform.

Deployed in production

Run data-intensive workloads on a high-performance engine trusted by teams building real-time systems at scale.

Peter Janovsky

“Spice opened the door to take these critical control-plane datasets and move them next to our services in the runtime path.”

Peter Janovsky

Software Architect, Twilio

Darin Douglass

100x

Faster queries

“It just spins up and works, which is really nice. The responsiveness is amazing, which is a huge gain for the customer.”

Tim Ottersburg

“Partnering with Spice AI has transformed how NRC Health delivers AI-driven insights. By unifying siloed data across systems, we accelerated AI feature development, reducing time-to-market from months to weeks - and sometimes days. With predictable costs and faster innovation, Spice isn't just solving some of our data and AI challenges - it's helping us redefine personalized healthcare.”

Tim Ottersburg

VP of Technology, NRC Health

Rachel Wong

“Spice AI grounds AI in our actual data, using SQL queries across many data sources. This brings accuracy to probabilistic AI systems, which are very prone to hallucinations.”

Rachel Wong

CTO, Basis Set

FAQs

Common questions about Spice for banks, payments, insurance, and capital markets teams

A data and AI platform for financial services gives applications and AI models governed, low-latency access to financial data. Spice does this with one runtime for SQL federation and acceleration, search, and model serving. Teams use it for fraud detection on live transactions, document search, and AI assistants. It queries Snowflake, Databricks, PostgreSQL, Amazon S3, and other supported sources in place, with no new ETL pipeline.

Yes. Spice accelerates transaction tables in memory or on local disk for millisecond reads. Set refresh_mode: changes to use change data capture from PostgreSQL, MySQL, MongoDB, DynamoDB Streams, or Debezium. Fraud queries then run on current rows instead of a nightly extract.

Not when you self-host Spice in your own cloud account, Kubernetes cluster, or data center. Federated queries read the source in place, and accelerated copies stay in your runtime. A hosted model receives each prompt and the rows that Spice adds as context, so use a local model to keep that data in place. With the managed Spice Cloud, the runtime and its accelerated data run on Spice infrastructure.

The open-source runtime requires no auth until you configure API keys or mutual TLS (mTLS) in spicepod.yaml. API keys without a :rw suffix and datasets without access: read_write are read-only. Spice Enterprise adds OIDC sign-in (in preview) and Cedar policies with row filters, column masks, and roles. Task history, on by default, logs each query, model call, and tool call to spice.runtime.task_history for 8 hours, unless you set runtime.task_history.retention_period.

Yes, Spice connects to MCP servers, such as a fraud API, and the tools parameter limits which tools each model can call. Spice also serves its datasets to external agents at /v1/mcp, which requires API key auth. By default the runtime listens on 127.0.0.1:8090 and accepts only a localhost, 127.0.0.1, or ::1 Host header. For remote agents, set --http to a reachable address, list hosts in runtime.mcp.allowed_hosts, and use TLS or a private network.

See Spice in action

Walk through your use case with an engineer and see how Spice handles federation, acceleration, and AI integration for production workloads.

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